Now in private beta

Know what you actually earn.

Total return, not just yield. NAV erosion never hides behind a fat distribution again.

Built for income investors, not traders.

Total return first

Price change plus income, always together — never yield alone.

NAV erosion, tracked

See when a fund's distributions are outpaced by capital bleed.

Per-payment history

Every distribution, not an annualized guess — funds vary month to month.

Covered-call ETF native

Built for YieldMax, Hamilton, Harvest, and Purpose fund holders.

USD and CAD, together

Cross-border accounts, one honest portfolio view.

Read-only sync

We track. We never trade. Your brokerage stays untouched.

Start tracking what you actually earn.

Frequently asked questions.

Is this financial advice?

No. DivHarbor shows you what your portfolio has actually done — it never recommends what to buy or sell.

Does it connect to my broker?

Yes, read-only. DivHarbor can see your holdings and trades — it can never place one.

What is NAV erosion?

When a fund's share price declines faster than its distributions compensate — a hidden cost yield-only tracking misses entirely.

Is my data secure?

Your financial data is fully isolated per account and never shared across users.